Terms And Conditions

1. Customers can join the scheme any day of the year.
2. Existing members can enroll in multiple schemes. But the Plans cannot clubbed with other plans and offers.
3. KYC (Know Your Customer) verification is mandatory at the time of enrolment. A nominee can also be added.
4. Monthly installments must be paid on or before the 10th of every calender month.
5. If your monthly instalment is above 15000/-₹ cash will not be accepted. Payments can be made in cheque, or through online options. If your bill is above ₹1,99,000, you will need to furnish PAN card.
6. No cash refunds will be made for any reason, under any circumstances.
7. Late payments will postpone the redemption date.
8. Rewards and discounts are forfeited if the scheme is discontinued early.
9. GST, other charges, and making charges (if applicable) must be paid separately.
10. The redemption date is 30 days after the last successful installment.
11. 22ct gold coins and biscuits can be purchased only under Ganesh Swarnabhushan plan.
12. Ganesh Abhushan reserves the right to amend or update the terms and conditions at any time without prior notice.
13. Ganesh abhushan reserves the right to amend or update the terms and conditions at any time without prior notice.
14. Kundan, Polki, Electro-formed, Jadau and any other premium jewelry bearing higher making charges will not be given in Swarnabhushan & Kalyanabhushan scheme.